:root {
  --blue: #1976c9;
  --blue-dark: #143d73;
  --blue-light: #b9e9f5;
  --ink: #14243c;
  --muted: #64748b;
  --line: #dceaf6;
  --white: #ffffff;
  --shadow: 0 22px 60px rgba(20, 61, 115, 0.14);
}

* {
  box-sizing: border-box;
}

body {
  min-height: 100vh;
  margin: 0;
  font-family: "Inter", Arial, sans-serif;
  color: var(--ink);
  background: var(--white);
}

body::before,
body::after {
  content: "";
  position: fixed;
  z-index: -1;
  border-radius: 999px 999px 0 0;
  pointer-events: none;
}

body::before {
  right: -120px;
  bottom: -190px;
  width: 430px;
  height: 360px;
  background: rgba(185, 233, 245, 0.7);
}

body::after {
  left: -160px;
  bottom: -230px;
  width: 520px;
  height: 390px;
  background: rgba(25, 118, 201, 0.12);
}

button {
  font: inherit;
}

.page-shell {
  width: min(1180px, calc(100% - 44px));
  min-height: 100vh;
  margin: 0 auto;
  display: grid;
  grid-template-columns: minmax(0, 1.05fr) minmax(360px, 0.95fr);
  gap: 54px;
  align-items: center;
  padding: 54px 0 70px;
}

.hero-panel,
.cards-panel {
  min-width: 0;
}

.eyebrow {
  width: fit-content;
  margin: 0 0 18px;
  padding: 9px 16px;
  border-radius: 999px;
  color: var(--blue-dark);
  background: var(--blue-light);
  font-size: 0.82rem;
  font-weight: 800;
  text-transform: uppercase;
}

h1 {
  max-width: 720px;
  margin: 0;
  color: var(--blue-dark);
  font-size: 4.45rem;
  line-height: 0.95;
  font-weight: 900;
  letter-spacing: 0;
  text-transform: uppercase;
}

.subtitle {
  margin: 24px 0 0;
  color: var(--blue);
  font-size: 1.55rem;
  font-style: italic;
  font-weight: 800;
  line-height: 1.32;
}

.intro {
  max-width: 650px;
  margin: 22px 0 0;
  color: var(--muted);
  font-size: 1.07rem;
  line-height: 1.78;
}

.hero-visual {
  position: relative;
  margin: 38px 0 0;
  overflow: hidden;
  border-radius: 28px;
  box-shadow: var(--shadow);
  background: var(--blue-light);
}

.hero-visual::after {
  content: "";
  position: absolute;
  inset: auto 0 0;
  height: 34%;
  background: linear-gradient(0deg, rgba(20, 61, 115, 0.34), rgba(20, 61, 115, 0));
}

.hero-visual img {
  display: block;
  width: 100%;
  aspect-ratio: 16 / 9;
  object-fit: cover;
}

.cards-panel {
  display: grid;
  gap: 26px;
}

.cards-grid {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 22px;
}

.risk-card {
  min-height: 235px;
  display: grid;
  place-items: center;
  align-content: center;
  gap: 18px;
  padding: 24px 18px;
  border: 1px solid var(--line);
  border-radius: 26px;
  color: var(--blue-dark);
  background: rgba(255, 255, 255, 0.94);
  box-shadow: 0 14px 34px rgba(20, 61, 115, 0.09);
  cursor: pointer;
  text-align: center;
  transition: transform 190ms ease, box-shadow 190ms ease, border-color 190ms ease;
}

.risk-card:hover,
.risk-card:focus-visible {
  transform: translateY(-5px);
  border-color: rgba(25, 118, 201, 0.5);
  box-shadow: 0 22px 48px rgba(20, 61, 115, 0.16);
  outline: none;
}

.image-circle {
  width: 138px;
  height: 138px;
  display: grid;
  place-items: center;
  overflow: hidden;
  border: 10px solid var(--blue-light);
  border-radius: 50%;
  background: var(--blue-light);
}

.image-circle img {
  width: 100%;
  height: 100%;
  display: block;
  object-fit: cover;
}

.card-title {
  color: var(--blue-dark);
  font-size: 1.04rem;
  font-weight: 900;
  line-height: 1.25;
  text-transform: uppercase;
}

.modal-backdrop {
  position: fixed;
  inset: 0;
  z-index: 10;
  display: grid;
  place-items: center;
  padding: 26px;
  background: rgba(9, 22, 42, 0.7);
  opacity: 0;
  pointer-events: none;
  transition: opacity 200ms ease;
}

.modal-backdrop.is-open {
  opacity: 1;
  pointer-events: auto;
}

.modal-card {
  position: relative;
  width: min(980px, 100%);
  max-height: min(720px, calc(100vh - 52px));
  display: grid;
  grid-template-columns: minmax(260px, 0.9fr) minmax(0, 1.1fr);
  overflow: auto;
  border-radius: 30px;
  background: #ffffff;
  box-shadow: 0 30px 90px rgba(0, 0, 0, 0.3);
  transform: translateY(18px) scale(0.97);
  transition: transform 200ms ease;
}

.modal-backdrop.is-open .modal-card {
  transform: translateY(0) scale(1);
}

.modal-close {
  position: absolute;
  top: 18px;
  right: 18px;
  width: 44px;
  height: 44px;
  border: 0;
  border-radius: 50%;
  color: var(--blue-dark);
  background: rgba(255, 255, 255, 0.96);
  box-shadow: 0 10px 26px rgba(20, 61, 115, 0.18);
  font-size: 1.6rem;
  line-height: 1;
  cursor: pointer;
}

.modal-close:focus-visible,
.accordion-trigger:focus-visible {
  outline: 3px solid var(--blue-light);
  outline-offset: 3px;
}

.modal-media {
  min-height: 430px;
  background: var(--blue-light);
}

.modal-media img {
  width: 100%;
  height: 100%;
  display: block;
  object-fit: cover;
}

.modal-content {
  padding: 68px 46px 46px;
}

.modal-subtitle {
  margin: 0 0 12px;
  color: var(--blue);
  font-size: 1rem;
  font-style: italic;
  font-weight: 800;
}

.modal-content h2 {
  margin: 0;
  color: var(--blue-dark);
  font-size: 2.35rem;
  line-height: 1.08;
  font-weight: 900;
  text-transform: uppercase;
}

#modal-text {
  margin: 22px 0 0;
  color: var(--muted);
  font-size: 1.02rem;
  line-height: 1.75;
}

.accordion {
  margin-top: 28px;
  border: 1px solid var(--line);
  border-radius: 20px;
  overflow: hidden;
  background: #f8fcff;
}

.accordion-trigger {
  width: 100%;
  min-height: 58px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 16px;
  padding: 16px 18px;
  border: 0;
  color: var(--blue-dark);
  background: transparent;
  font-weight: 900;
  cursor: pointer;
  text-align: left;
}

.accordion-icon {
  width: 32px;
  height: 32px;
  flex: 0 0 32px;
  display: grid;
  place-items: center;
  border-radius: 50%;
  color: #ffffff;
  background: var(--blue);
  font-size: 1.25rem;
  line-height: 1;
}

.accordion-panel {
  padding: 0 18px 18px;
}

.accordion-panel ul {
  display: grid;
  gap: 10px;
  margin: 0;
  padding: 0;
  list-style: none;
}

.accordion-panel li {
  padding: 13px 14px;
  border-radius: 14px;
  color: var(--blue-dark);
  background: rgba(185, 233, 245, 0.5);
  font-weight: 700;
  line-height: 1.45;
}

body.modal-open {
  overflow: hidden;
}

@media (max-width: 980px) {
  .page-shell {
    grid-template-columns: 1fr;
    gap: 38px;
    align-items: start;
    padding-top: 38px;
  }

  h1 {
    font-size: 3.35rem;
  }

  .cards-panel {
    max-width: 760px;
    width: 100%;
  }
}

@media (max-width: 680px) {
  .page-shell {
    width: min(100% - 28px, 1180px);
    padding: 30px 0 64px;
  }

  h1 {
    font-size: 2.32rem;
  }

  .subtitle {
    font-size: 1.18rem;
  }

  .cards-grid {
    grid-template-columns: 1fr;
  }

  .risk-card {
    min-height: 210px;
  }

  .modal-backdrop {
    padding: 16px;
  }

  .modal-card {
    grid-template-columns: 1fr;
    border-radius: 24px;
  }

  .modal-media {
    min-height: 230px;
  }

  .modal-content {
    padding: 34px 24px 28px;
  }

  .modal-content h2 {
    font-size: 1.58rem;
  }
}